[Code of Federal Regulations]
[Title 12, Volume 2]
[Revised as of January 1, 2002]
From the U.S. Government Printing Office via GPO Access
[CITE: 12CFR205.1]
[Page 128]
TITLE 12--BANKS AND BANKING
CHAPTER II--FEDERAL RESERVE SYSTEM
PART 205--ELECTRONIC FUND TRANSFERS (REGULATION E)--Table of Contents
Sec. 205.1 Authority and purpose.
(a) Authority. The regulation in this part, known as Regulation E,
is issued by the Board of Governors of the Federal Reserve System
pursuant to the Electronic Fund Transfer Act (15 U.S.C. 1693 et seq.).
The information-collection requirements have been approved by the Office
of Management and Budget under 44 U.S.C. 3501 et seq. and have been
assigned OMB No. 7100-0200.
(b) Purpose. This part carries out the purposes of the Electronic
Fund Transfer Act, which establishes the basic rights, liabilities, and
responsibilities of consumers who use electronic fund transfer services
and of financial institutions that offer these services. The primary
objective of the act and this part is the protection of individual
consumers engaging in electronic fund transfers.